If you’ve been hurt while at work in North Carolina, you may need to file a workers’ compensation claim. If so, understanding workers’ comp adjuster tricks is crucial. These tricks can significantly affect whether you get the compensation you need after an injury. Let’s dive into what to watch out for and how legal guidance may help.
For assistance from our experienced North Carolina workers’ compensation lawyers, please call (336) 724-2828 or send us an online message today.
Understanding Adjusters
Adjusters are individuals employed by insurance companies who assess and manage worker’s compensation claims. Their job is to facilitate the process and competently provide benefits. But, some adjusters may employ tactics that could potentially undermine your claim.
Here are the most common workers compensation adjuster tactics that you need to know about:
- Rushing settlements. Be cautious if an adjuster pressures you to settle quickly. They may be trying to offer less than what you are entitled to.
- Downplaying injuries. Don’t let an adjuster minimize your injuries. In doing so, they might try to reduce your compensation.
- Surveillance tactics. Be aware that adjusters may conduct surveillance to challenge the severity of your injuries.
- Requesting recorded statements. Think twice before providing recorded statements, especially without attorney guidance. These can be used against you later to reduce or deny your claim.
- Delays in processing claims. Some adjusters might intentionally delay processing your claim to pressure you into accepting less.
While adjusters play a vital role in managing claims, it’s important to remain aware of the games workers’ comp adjusters play. By being aware of such maneuvers, you can better protect your rights and ensure fair compensation for your injuries. If you encounter any of these less-than-ethical practices, seeking guidance from an attorney can help you fight back and protect your right to workers’ compensation benefits.
What Not to Say to a Workers’ Comp Adjuster
When communicating with a workers’ comp adjuster, it’s crucial to be mindful of the information you share.
Here are some tips on what not to say to a workers’ comp adjuster.
- Speculating about the cause of the accident. Avoid guessing or speculating about what caused the accident. Stick to the facts you know for sure.
- Downplaying the severity of your injuries. Refrain from making statements that could minimize the seriousness of your injuries. Even if you feel like you are improving, do not minimize your ongoing pain or limitations, as this will almost certainly be used against you.
- Blaming yourself for the accident. It’s natural to feel responsible for the accident, but you should avoid admitting fault to the adjuster. Let them conduct their investigation and determine liability.
- Discussing activities that could contradict your claim. Be cautious about discussing activities that could contradict the limitations you claim due to your injury. For example, if you’re claiming a back injury but mention playing sports, it could raise doubts about the extent of your injury.
Remember, the adjuster’s primary goal is to protect the interests of the insurance company. So, be cautious about what you disclose. It’s best to stick to the facts and avoid providing any unnecessary information or opinions that could potentially harm your claim. If you’re unsure about what to say, consider consulting with a workers’ comp attorney for guidance.
How a North Carolina Workers’ Compensation Lawyer Can Help
If you’ve been injured at work in North Carolina and face challenges with your claim, remember that you have rights. One of your legal options is to seek assistance from a workers’ compensation attorney.
An attorney can provide guidance on navigating the claims process and advocate for the benefits you deserve. Furthermore, an attorney can represent you in negotiations with the insurance adjusters. They can also represent you in court if necessary.
If your employer or their insurance company is acting in bad faith or unfairly denying your claim, an attorney can conduct further research to pursue your rightful compensation. Consulting with an attorney can empower you to make informed decisions about your case and increase your chances of a favorable outcome.
Ready to Take Action?
By staying informed about these adjuster tricks, you can protect your rights. By seeking guidance from a workers’ compensation attorney, you can get the support you need to ensure fair treatment throughout the claims process.
Don’t let workers’ comp adjuster tricks stand in the way of your rightful benefits. EMP Law has a wealth of experience in helping people successfully pursue workers’ compensation claims. With offices in Winston-Salem and Charlotte, we are here for you. Contact us online or call (336) 724-2828 today for knowledgeable legal help. We will help you secure the compensation you need to move forward.
Michael provides compassionate, diligent, and creative legal services that are tailored to meet each client’s specific needs. His experience relating to clients from diverse backgrounds makes him well suited for representing his clients across a broad range of legal areas. He practices in the areas of employment law and family law, and is experienced in criminal law.
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